Refurbishment Finance

Is it time to refurbish your franchise business?

Refurbishing your franchise business is a necessary expense, but can be a big hit to franchisees finances and draw vital capital away from other facets of the business. Fortunately, there are alternative option to financing refurbishments with your hard earned capital. Utilising Franchise Finance Australia is the smart solution that provides minimal asset risk and allows you to retail your money to invest in other elements of your franchise.

Our Funding Solutions

Are you an existing franchisee who needs funding to undertake a refurbishment? Franchise Finance Australia have flexible finance solutions to suit your needs.

The Operating Lease allows you to own your equipment over a fixed term. Choose your preferred term from 3, 4 or 5 years and have the confidence of knowing you can own the assets at the end of the term. Repayments can be 100% tax deductible and residual values can be considered if required.

If you prefer to own and depreciate the assets then we also offer a Chattel Mortgage. However don’t forget that repayments on a Chattel Mortgage are not 100% tax deductible. You can choose your preferred finance term and we will consider residual values where necessary.

A business loan can be used for starting, running or growing a business particularly when the requirements are not related to Equipment or Fitout.

The loan term can range from 12 months to 5 years and only the interest component of the repayments are tax deductible.

The Funding Process

At Franchise Finance Australia we take the stress out of funding your refurbishment and aim to make the entire process fast an easy. We know that you would appreciate a simple process, so we have delivered.


Step One

Apply online with Franchise Finance Australia. Our easy application takes 10 minutes.


Step Two

Choose from our industry tailored finance solutions above.


Step Three

Send us the invoices you would like us to fund.


Step Four

Sign the contract and we pay your supplier directly.

Get your refurbishment started today!

Why choose us to grow your business?

Franchise Finance Australia are leaders in franchise finance, but don’t just take our word for it. We are the proud winners of the Fanchise Council of Australia’s Supplier of the Year award in 2019.

Competitive Rates

Get a quote and compare our weekly cost for yourself. Simply click on the 'Get A Quote' button above or call us on 1300 869 196.

Flexible Terms

Enjoy the flexibility of choose your term, ranging form 12 months to 5 years, with Franchise Finance Australia. We also provide flexible end of term options to suit you.

Quick & Simple Application Process

Simply apply online in under 5 minutes and get approved in as little as 1 hour.

Repayments May Be 100% Tax Deductible

Repayments on our rental and leasing solutions are an operating expense of the business and may be 100% tax deductible.

Preserve Hard Earned Capital

Preserve your capital for investing in business growth and promotional activities, rather than wasting it on depreciating assets.

World Class Customer Service

We are here to assist you 24 hours a day, 7 days a week so that you can contact us at a convenient time for you.

“We have used Franchise Finance Australia on two occasions now and it has been great. We decided to use them instead of the bank as the timeframe from application to settlement was incredibly short, paperwork considerably less and their rates were extremely competitive.”
Bruce Hardwood, IGA Franchisee
“I cannot speak highly enough of the service that I received from the team at Franchise Finance Australia, they were fast to reply to all of my queries, and were very helpful and friendly. The entire finance process only took a day and a half, and it was painless. Thank you.”
Jeff Dickson, Delicia Acai & Protein Bar Franchisee
“We have found Franchise Finance Australia to be wonderful to deal with. Nothing is a problem and additional requests are handled with ease. Excellent service!”
John Vumbaca, Aussie Home Loans Franchisee
"Very capable and helpful staff, which made the application, contract and settlement easy. I will be using Franchise Finance Australia again for sure!"
Lara Dawson, Studio Pilates Franchisee

What should you have to be application ready?

Being prepared is an important part of any finance application, below is a list of items you should have on hand to be application ready.

For loans under $50,000

For loans of over $50,000

Each application is assessed on a case by case basis, requirements may vary.

Ready to Apply? Get started today!

Frequently Asked Questions

Here are answers to our most common questions, however if you have a different query or want more information, you can always talk to one of our friendly team members.

Simply complete our easy online application form.

Franchise Finance Australia can generally give pre-approval within 24 hours of receiving your application.

Franchise Finance Australia can fund any assets relevant to our franchise business. This ranges from serialised assets, non-serialised assets and customer built equipment through to full store fitouts and refurbishments. Some examples of what we can fund include ovens, grills, fridges, point of sale and much more. If you are  unsure, just give our friendly Customer Service Team a call and we can advise you further.

Your finance contracts will include a Direct Debit Authority. Completing this allows the electronic transfer of your contract repayments from your nominated bank account to Franchise Finance Australia.

You will need to complete a new Direct Debit Authority. Click here to download this form now.. Once you have completed the form, you can either scan it and email to [email protected] or fax it to 1300 659 675.

Ongoing service, maintenance and repair of the equipment in the contract is your responsibility. Don’t forget that all new equipment comes with a manufacturers warranty for a minimum of 12 months.

In the first instance, you will need to get in contact with the equipment supplier. Check whether the warranty is still valid also. If your equipment supplier is unable to assist, please contact our team and we can aid in referring you to a repairer.

If your contract is an operating lease or a rental agreement, Franchise Finance Australia will email you about one month before the end of your contract term to provide you with the options available to you.

If your contract is a chattel mortgage or business loan, then your agreement will simply terminate at the end of the contract term.

If you would like to discuss your options sooner, please call our friendly Customer Service team on 1300 896 196.

Not to worry, simply call our friendly Customer Service Team on 1300 896 196 and they can assist you in this matter.

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